Terms of Use
Effective date: 2026-02-15
1) Agreement to these Terms
By accessing or using the MapleStep Academy website, tools, or course materials, you agree to these Terms of Use and our Privacy Policy. If you do not agree, do not use the website.
2) Educational purpose and no advice
The website and course content are provided for general educational purposes only. We do not provide personalized financial, investment, tax, or legal advice, and no results are guaranteed. For details, see the Disclaimer.
3) Acceptable use
You agree not to:
- Use the website for unlawful, misleading, or harmful purposes.
- Attempt to access accounts, systems, or data without authorization.
- Interfere with site operation, security, or availability.
- Copy, scrape, or redistribute course materials except as permitted by these Terms.
4) Intellectual property
All course content, worksheets, text, branding, and site design are owned by or licensed to MapleStep Academy and are protected by applicable intellectual property laws. You may use materials for your personal, non-commercial learning. You may not reproduce, distribute, publicly display, or create derivative works without written permission, except where allowed by law.
5) Tools and calculators
Any calculators and examples are simplified educational tools. They are illustrative only and may not reflect real-world results. They do not account for taxes, fees, inflation, market variability, or changes in Canadian rules. You are responsible for verifying inputs and interpreting outputs appropriately.
6) Course access, billing, and refunds
If you purchase or request access to course materials, you agree to provide accurate contact information so we can deliver access and support. Billing questions, receipts, and access issues can be handled through Toronto-based support.
Refund eligibility and timing may depend on the purchase channel and the type of access provided. If you believe you were billed incorrectly or cannot access materials you purchased, contact us and we will review your request promptly.
7) Disclaimers of warranties
The website and content are provided on an “as is” and “as available” basis. To the maximum extent permitted under applicable Canadian law, we disclaim warranties of any kind, including fitness for a particular purpose, accuracy, and non-infringement. We do not warrant uninterrupted or error-free operation.
8) Limitation of liability
To the maximum extent permitted by applicable law, MapleStep Academy will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenues, data, or goodwill, arising from or related to your use of the website, tools, or course materials.
Nothing in these Terms limits liability where such limitation is not permitted under applicable law.
9) Changes to the website or Terms
We may update the website, tools, or course structure at any time to improve clarity, accuracy, or user experience. We may also update these Terms. If we make changes, we will update the effective date at the top of this page. Your continued use after changes indicates acceptance of the updated Terms.
10) Governing law
These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles. You agree to submit to the jurisdiction of courts located in Toronto, Ontario for disputes arising under these Terms.
11) Contact
For questions about these Terms, course access, or billing, contact: